SBI Q2 Profit Rises 10% to Rs 20,160 Crore
State Bank of India (SBI), India’s largest lender, reported a robust 10% year-on-year increase in standalone net profit, reaching Rs 20,160 crore for the second quarter ending September 30, 2025. This compares to a profit of Rs 18,331 crore in the same period last year.
Key Takeaways
- Standalone net profit up 10% to Rs 20,160 crore
- Asset quality improves with gross NPAs falling to 1.73%
- Total income rises to Rs 1,34,979 crore
- Consolidated profit grows 7% to Rs 21,137 crore
Financial Performance Highlights
The bank’s total income saw healthy growth, increasing to Rs 1,34,979 crore from Rs 1,29,141 crore in the second quarter of the previous fiscal year. Interest earnings showed strong momentum, rising to Rs 1,19,654 crore compared to Rs 1,13,871 crore a year ago.
Improved Asset Quality
SBI demonstrated significant improvement in asset quality with gross non-performing assets (NPAs) declining to 1.73% of gross advances as of September 30, 2025, down from 2.13% a year earlier. Net NPAs also showed positive movement, dropping to 0.42% from 0.53% in the year-ago period.
Consolidated Performance
On a consolidated basis, the SBI Group reported a 7% increase in profit at Rs 21,137 crore for the September quarter, compared to Rs 19,743 crore in the July-September quarter of the previous fiscal. The group’s total income rose to Rs 1,75,898 crore during the quarter under review, up from Rs 1,63,802 crore in the corresponding period last year.
The results indicate continued strength in SBI’s core operations and improving asset quality metrics, positioning the bank well for future growth.
