Republic Day 2025: Banks Closed Nationwide on January 26
All bank branches across India will remain closed on Sunday, January 26, 2025, for Republic Day celebrations. This mandatory national holiday applies to public, private, and cooperative banks, as per the official released by the Reserve Bank of India (RBI).
Key Takeaways
- Complete Branch Closure: No over-the-counter banking services like cash deposits, withdrawals, or cheque clearing on January 26.
- Digital Services Available: Internet banking, mobile apps, UPI, ATMs, and cards will function normally.
- State-Specific Holidays: Several states have additional bank holidays in January for local festivals.
What Services Are Affected?
January 26 is listed as a “Holiday under the Negotiable Instruments Act,” making branch closure compulsory. This means all physical counter transactions—including loan processing, demand draft issuance, and fixed deposit renewals—will be halted for the day.
Digital Banking Remains Uninterrupted
Customers can rely on digital channels for most financial needs. Internet banking, mobile banking applications, UPI payments (like ), ATMs, and debit/credit card transactions will operate without any disruption.
State-Wise January Bank Holidays
Beyond Republic Day, banks in specific states will observe additional holidays:
- Tamil Nadu: Closed on January 15 (Thiruvalluvar Day) and January 17 (Uzhavar Thirunal).
- Assam: Closed on January 15 for Magh Bihu.
- Gujarat: Closed on January 14 for Makar Sankranti.
Customers are advised to plan important branch visits, such as large cash transactions or document submissions, around these dates to avoid inconvenience.
