New Delhi: From 1 April 2026 several banks will change rules related to ATM cash withdrawal limits, cash withdrawals using Unified Payment Interface (UPI) at ATMs/CRMs. Major banks — HDFC Bank, Punjab National Bank (PNB) and Bandhan Bank have announced that these changes will kick in from next month.
PNB ATM withdrawals rules from 1 April 2026
PNB has said with effect from 01.04.2026, the Bank will revise the per-day ATM cash withdrawal limits for the following Debit Card variants, as part of our ongoing efforts to strengthen risk controls, enhance customer safety, and promote secure digital banking:
ATM cash withdrawal limits for the following cards have been revised from existing Rs 1 lakh to Rs 50,000.
1. RuPay NCMC Platinum Domestic Debit card.
2. RuPay NCMC Platinum International Debit card.
3. RuPay Women Power Platinum Debit card.
4. RuPay PNB Palaash Debit cardRecycled PVC Debit card.
5. RuPay Business Platinum NCMC Debit card.
6. MasterCard Platinum Debit card.
7. VISA Gold Debit card.
8. PNB MasterCard Platinum Rise.
ATM cash withdrawal limits for the following cards have been revised from existing Rs 1.5 lakh to Rs 75,000.
9. RuPay Select Debit card.
10.PNB RuPay Select Neo.
11.PNB RuPay Select Excel.
12.VISA Signature Debit card.
13.MasterCard Business Debit card
The ATM Cash withdrawal limit for all other Debit card variants (other than mentioned in the above table) will remain unchanged. Customers may Set / Reset their ATM Cash Withdrawal limit within the revised Limits through Internet Banking, Mobile Banking App (PNBOne), IVR or using WhatsApp Banking. There is no change in transaction limits for POS (Point of Sale), E-Commerce and Contactless Channel, said PNB.
HDFC Bank UPI ATM withdrawals rules from 1 April 2026
Private sector lender HDFC Bank has announced that cash withdrawals using Unified Payment Interface (UPI) at ATMs/CRMs will be included as part of the monthly free ATM transaction limits offered to customers with effect from 1 April 2026.
Post completion of free limit, customers would be charged Rs 23 + Taxes for cash withdrawals using UPI. HDFC bank has asked its customers to refer to respective product section on website for detailed information on ATM transaction charges.
UPI now enables card-less ATM withdrawals, allowing users to withdraw cash by scanning a QR code and authorizing transactions via UPI apps, enhancing convenience and accessibility.
Bandhan Bank ATM withdrawals rules from 1 April 2026
Bandhan Bank has announced revision in number of free transactions at ATMs on your its Account.
As per extant guidelines, with effect from 01 April 2026, the number of free transactions at ATMs using debit cards linked to Bandhan Bank Account will be revised, said the bank.
The number of free transactions in a month at Bandhan bank ATMs are as follows:
A. 5 free transactions- financial, and
B. Unlimited free transactions- non-financial, and
The number of free transactions (combined financial and non-financial transactions) in a month at other bank ATMs are as follows:
A. 3 free transactions in metro cities, and
B. 5 free transactions in non-metro cities.
Metro cities include Bengaluru, Chennai, Hyderabad, Kolkata, Mumbai, and New Delhi. Any other city except these 6 cities will be considered as non-metro
